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Private Money Lending

About Private Money Loans

Getting approved with a traditional lender is a painfully slow process – even with great credit scores and plenty of income. If you have negative items in your credit reports or an income that is difficult to verify to your lender’s satisfaction.
Speed:3-5 Business Days
Flexibility:Asset Based

We are a direct California private money lender based out of Huntington Beach, California.
The loans are underwritten and funded in-house, thereby enabling swift decisions fix and flip loan solutions and quick closings. Whether you are a seasoned real estate investor or a new investor, don’t own a corporation, or a first-time, fix and flip, we would like to talk to you.

Aegis Funding has offered private money loans on residential and commercial properties in over 35 states nationwide. We have a wide array of private money programs available and a huge portfolio of Investors ready to fund your loan. Our qualifications are less strict than traditional lenders and it’s easy to apply.

With 25+ years experience in the real estate industry, a huge network of investors, and proven systems in place, we can close your loan when others simply can’t. We have loan programs for owner-occupied, non owner-occupied, and commercial/investment properties.

Why Private Money Loans

Private money loans have terms that are based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Private money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing.

  • Loan Amount $50,000 - $2,500,000
  • Loan-To-Value (LTV) Max 75% of the (ARV)
  • No Prepayment Penalties
  • Rates 8.99% to 13%
  • Loan Points 2 to 3

Our Process

1. Loan Scenario

Tell us what you are looking for via email, phone or in person.

2. Pre-Approval Letter

Receive a pre-approval letter within 24 hours.

3. Gather Docs

Submit a short list of documents to validate your property.

4. Fund Loan

Receive your funds within as little as 3-5 business days.


Getting pre-qualified is the initial step in the mortgage process and it’s fairly simple.  We ask  some basic questions about you, the property, how much you want and what you are trying to do with the loan.  After looking at this information we can give you an idea of the loan amount for which you qualify.  This can be done over the phone or online and there is no cost or obligation involved. If you are worried about your credit not being up to par, not having adequate income documentation or having issues with your property, you have come to the right lender!

Let's get you funded!

We understand how crucial and important timing is, allow our team to go to work for you and get you the funding you need!

Call : + 1-714-465-4611

info@aegisfunding.com Mon – Fri 8am-5pm

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Quick Quote

Quick Quote