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2nd Trust Deed Loan

Private Money Lending

About This Loan

There are many advantages obtaining a 2nd trust deed private loan, one of the advantages is you have a business venture and want business capital quickly.
Avg. Investment:$85,000
LTV (in months):12 Months
Average Interest:15%

Second trust deeds aren’t an issue for homeowners in 36 states. They exist only in the 14 deed of trust states – jurisdictions where mortgages are uncommon and a third party, called a trustee, acts as an intermediary between a lender and a borrower. The trustee holds title to the property until the borrower pays off the promissory note; then he conveys ownership to him. The first trust deed provides for this arrangement; a second trust deed is a junior lien to the first.

Second trust deeds are tied to underlying promissory notes just as first trust deeds are. You borrow an amount equal to a portion or all of your property’s equity. You pay it back with interest over a specified number of years.

A deed of trust is considered the “security instrument” in financing a property because it helps the lender secure the loan’s repayment.

The Highlights

You can obtain up to 65% loan to value including the existing 1st Mortgage. Another advantage to obtaining a 2nd Trust Deed Mortgage is you can get money to improve your home and avoid paying or it over a 30 year period. A final advantage to obtaining a 2nd Trust Deed Mortgage is getting funding, and if intent was Business, please consult your Accountant that it may be a Business write off.

  • 1st Mortgage Stays in Tact
  • Loan for a Short Period of Time
  • Can be a Business Write Off
  • Quick Money for Construction Projects

Our Process

1. Loan Scenario

Tell us what you need the money for and what you have to offer.

2. Pre-Approval Letter

Based on your loan scenario we can provide you with a pre-qualification letter within as little as 24 hours.

3. Gather Docs

We will provide you with a list of documents we need in order to obtain and verify all your information.

4. Fund Loan

Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.


Second mortgages allow you to borrow significant amounts. Because the loan is secured by your home (which is usually worth a lot of money), you have access to more than you could get without using your home as collateral.

Let's get you funded!

We understand how crucial and important timing is, allow our team to go to work for you and get you the funding you need!

Call : + 1-714-465-4611

info@aegisfunding.com Mon – Fri 8am-5pm

Download Loan Packet