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Commercial Loans

Private money lending

About This Loan

With a commercial private money loan, underwriting decisions are based on the borrower’s real estate assets. Such loans are also called “no-doc loans”, “private hard money loans”, “bridge loans”, etc.
Max Loan Amount:5,500,000
Terms (in months):15 Months
Average Interest:10.5%

A commercial private money loan is a good alternative to traditional bank financing when time is of the essence or borrowers don’t meet traditional guidelines for whatever reason.  This alternative financing can be very beneficial to the borrower in many circumstances. 

By relying on the property as opposed to strictly the borrower, private lenders are able to fund transactions that might not fit traditional lending guidelines.

For a commercial private money loan, the lending decision is based on the “commercial asset” (Property) as opposed to relying heavily on a borrowers credit, financials, etc. 

The Highlights

For investors who are looking to purchase, refinance, or draw cash from an investment – private lending offers an alternative route that is faster, more efficient, and focused on the asset more than the borrower. Investors who are looking to secure loans on a short term basis or with credit challenges are the perfect fit for a commercial private money loan. An asset-based underwriting process also allows us to consider creative real estate investments.

  • Loan Amount 2,500,000 - 5,500,000
  • Loan-To-Value (LTV) Max 75% of the (ARV)
  • No Prepayment Penalties
  • Rates 8.9% to 13%
  • Loan Points 2 to 3

Our Process

1. Loan Scenario

Tell us what you need the money for and what you have to offer.

2. Pre-Approval Letter

Based on your loan scenario we can provide you with a pre-qualification letter within as little as 24 hours.

3. Gather Docs

We will provide you with a list of documents we need in order to obtain and verify all your information.

4. Fund Loan

Within 3-5 business days, your loan will be funded and that money will be available for you to use on your project.


Real estate investors who haven’t previously used hard money will be amazed at how quickly private money loans are funded compared to banks. Private money loans can be funded with 3-5 days. Compare that with 30+ days it takes for a bank to fund. This speedy funding has saved numerous real estate investors who have been in escrow only to have their original lender pull out or simply not deliver. This is a perfect scenario for a private money loan, we will provide financing quickly and save your deal.

Let's get you funded!

We understand how crucial and important timing is, allow our team to go to work for you and get you the funding you need!

Call : + 1-714-465-4611

info@aegisfunding.com Mon – Fri 8am-5pm

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Quick Quote

Quick Quote